Together, these factors explain why UAE real estate continues to be a strategic and lifestyle-driven investment choice for Indian millionaires
Indian high-net-worth individuals (HNWIs) are emerging as one of the most influential buyer groups in the UAE’s real estate market, particularly in Dubai. What began over a decade ago as migration for career growth has now evolved into a strategic investment movement driven by lifestyle aspirations, financial security, and long-term global positioning.
According to a recent Dubai Sotheby’s International Realty report, Indians ranked as the third-largest buyers of luxury homes in Dubai during the first half of 2025, following buyers from the UK and the US. Another study by global property consultancy Knight Frank estimates that Indian buyers invested nearly USD 44.6 million in Dubai real estate within the first few months of 2025 alone. This sustained momentum reflects growing confidence in the UAE’s property ecosystem.
One of the biggest catalysts behind this trend is the UAE’s Golden Visa programme. Since its expansion in 2022 and further enhancements in 2025, the programme has become more inclusive, offering long-term residency to professionals, creators, educators, and investors. Indian nationals can now secure renewable five- or ten-year residency permits by purchasing property worth AED 2 million (approximately ₹4.8 crore). Additionally, the nomination-based Golden Visa allows eligible individuals to obtain lifetime residency without mandatory investment, adding further appeal.
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Lifestyle and prestige also play a critical role. Dubai consistently ranks among the world’s safest cities and offers a high standard of living backed by strong governance and infrastructure
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Access to world-class healthcare and education, coupled with global connectivity—just four hours from India and well-linked to Europe—positions the UAE as a preferred base for globally mobile Indians
The UAE’s tax-friendly environment remains a major draw. With no personal income tax and no annual property tax, investors benefit from higher net returns. While a 5% VAT applies to goods and services, the overall tax burden is significantly lower than in many global cities.
Strong return on investment and attractive rental yields further enhance the appeal. High demand from expatriates, limited housing supply, and a robust job market have sustained rental growth. Many newcomers prefer renting, ensuring steady income streams for property owners.
Finally, easy access to financing supports investment decisions. UAE banks offer competitive mortgage rates—often below 4%—and extend home loans even to mid-income earners, reinforcing confidence in the real estate market.
